How long do I need to wait to get a primary residence mortgage?

[Jack Lee]

I just closed on my first house ever and it was an investment property. Wanted to ask you experts out there, is there a wait time to get a primary residence mortgage next? My apartment lease is up soon and I'd like to buy a house as well and do not plan to renew. I am operating on the mindset that I wouldn't need to wait as long as my DTI, credit score, and other financials are within the underwriting guidelines.

Any advice is well appreciated!

[Nick Belsky]

@Jack Lee

There is no required waiting time to purchase a primary. As you noted, so long as your DTI, credit score, and cash is enough to get approved, you are are good to go. Pre-approvals are typically good for 60-90 days do you can shop. Credit Reports usually expire in 90-120.

Happy hunting.