Financing with some hard money

[Ricardo Diaz]

I have bought to properties with money that was saved. Both have equity but I don’t want to touch it. I want to borrow hard money for down payment. And the rest regular finance. I was told that the down payment money has to be In the account sitting there. How do you get around this when I don’t want to use any money but just borrowed money.  Thanks 

[Ricardo Diaz]

Joe I called my mortgage company and they can do  a heloc if I need the funds but since I have not found a property to do the numbers in I do not know the options to go in. If it’s a short term lender I can do up to 75k.