The best way to finance a MFU

[Josh Folsom]

I am looking into a buying part of someones portfolio that includes a 9 unit and a 6 unit. All are currently rented and all the numbers seem to make a lot of sense. 1.5% rent to purchase, should cash flow almost $3000 a month. My question is what is the best way to go about financing them? Up to now I have only done smaller fix and flips all with a HELOC and cash so I've had control over the money. If all of the units are currently under lease, will the bank use 75% of the rent towards the payment just like they do on a single family? I have 25% to put down on $600k but obviously would not qualify for a normal loan that big. So I guess what I'm asking is should I try to get conventional financing before I buy or try to get Hard Money to buy and season for six months then go to the bank? Thanks for any advice