Hard money lenders and down payments

[Michael Spindler]

Just starting to look for good deals as a beginner investor looking to buy fix and flip. As somebody that doesn’t have the capital for a down payment, I am interested in using a hard money lender. Couple of questions;

1) Will the hard money lender cover the 20% down payment/rehab costs ?

2) If I brought in another potential investor on the deal who does have large amount of capital, how would I structure a deal in regards to splitting the profit?

3) Where can I read more info on hard money lenders ?

Thanks