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Miltiana Holdip
  • Real Estate Agent
  • East Orange, NJ
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Opportunity for 50k loan but need 680 credit

Miltiana Holdip
  • Real Estate Agent
  • East Orange, NJ
Posted Oct 19 2019, 20:54

I got an opportunity for (approx) a 50k personal loan from someone, their underwriters want to see a 680 FICO score and they will disregard income. I'm still building my credit at the moment so my score definitely isn't there. But getting this 50k would ultimately be a game-changer for me as a Newbie REI, I've tried reaching out to others to co-sign for me and everyone's credit seems to be in a not so "good place" at the moment. Should I just let this opportunity go and continue to fix my credit and try again another time...or am I just not seeing the other side of the rainbow

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