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Any Tips for beginners?
Hi, I’m Kye Lampinen. I’m from Greenville, SC. I am 19 years old and am working a full time job. I want to get married this year and I am looking to buy a first home now. I have been doing a lot of research, listening to podcasts, and reading books. I was wondering what your thoughts are on buying a duplex and “house hacking”. I am a little scared about how this COVID19 virus will affect the market. Do you think the market will get worse? And I don’t have any credit because I bought both my car and truck cash. So I’m not sure if a bank will finance it.
Should I keep working for now and save till I can buy a fixer upper? Should I try to get pre-approved? Should I stay debt free?
I was taking Dave Ramsey's FPU class but I got cancelled due to COVID19. I know he is all about staying debt free, but I do like the BRRRR strategy.
So I guess all I’m asking for is any advice or tips to get started. Anything will help! Thanks in advance!