Bank loan under LLC vs individual

[Naoko Potts]

This could be a question I should have posted under bank loan but since I’m still very green, I decided to post this question here.

For my first property purchase, I'm looking into conventional bank loan. My original thought was to avoid personal liability, I would loan money under the name of my LLC.

But I have noticed after I made a several bank calls, many don't lend money to LLC or if they do, they charge higher interest rate. The last bank I called told me that I could transfer the loan to LLC.

My question is how liable our personal assets would be if I loan money under my personal name? Would my personal liability would be alleviated if the loan is transferred to my LLC? Or am I too concerned about my personal liability?

Thank you for your advice.