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Updated about 4 years ago on . Most recent reply

Mike Marino's profile image
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Mike Marino
  • Member since Feb 26, 2021
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Mike Marino's profile image
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Mike Marino
  • Member since Feb 26, 2021
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Mike Marino
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Starting Out

First rental but I don’t haven’t 20% down

Mike Marino
Posted

Hi, I am new to BiggerPockets I am wanting to buy a good cash flowing rental but I don’t have all 20% down. Need some help in how to use others money and how to pay them back.

Thank you!

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Peter Pham's profile image
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Peter Pham
  • New to Real Estate
  • from Arvada, CO
  • Member since Feb 24, 2021
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Peter Pham's profile image
Peter Pham's profile image
Peter Pham
  • New to Real Estate
  • from Arvada, CO
  • Member since Feb 24, 2021
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Peter Pham
  • New to Real Estate
  • Arvada, CO
35
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40
Posts
Peter Pham
  • New to Real Estate
  • Arvada, CO
Replied

I live in Colorado too and am starting to invest. Like Rene said you can go with a 3.5% FHA loan or a 5% conventional loan if you live in the property initially for a year at least. I would just keep taking steps forward. Start talking to lenders to see what mortgage you can get to see what price range you can work in and do bids on might be the next step for you!

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