Typical hard money lending rates

[John W.]

What are the typical rates one could expect on hard money loans for short term flips and also for buy and hold investors. I know they vary quite a bit depending on your experience/relationship/reputation etc, but I'm looking for some general numbers. I am thinking about lending in my area to flippers or buy and hold investors that need a short term loan.

Thanks

-John 

[Kerry Boyle]

Rates are typically 9-12% 2-4 points for hard money acquisition+rehab loans. 

States with judicial foreclosures tend to be a bit higher, and California (and most west coast states) tend to be a bit lower.