Portfolio Lender with 30-year Mortgages - San Antonio, TX area

5 Replies

Does anyone know of any portfolio lenders and/or small banks that offer non-conforming investment property mortgages with 30-year terms?

All the ones i have spoken too so far only go up to 20-years and this could be a cash flow killer if held for long term.


@Miles Stanley Portfolio loan is really just another term for commercial loan. There are some national lenders that have 30 year products but the interest rates are higher

@Caleb Heimsoth , for single family homes?  I’d never seen “commercial” and “portfolio” used synonymously.

My understanding was that Portfolio just means they loan their own money and service the debt themselves.  I suppose that could apply to commercial or residential loans.