Mobile home park Insurance

[Gulliver R.]

I know there are a lot that goes into getting an accurate Insurance quote on a park, but on a 36 space park (with 23 occupied park owned homes, 4 vacant park owned homes, and 1980s, 1990s and 2000s model homes) how much per month or year should I expect to pay (ball park)? Other info: City water and city sewer Paved roads Zero vacant lots PVC pipes 1 employee (part time on site park manager) No amenities (no pool or club house, etc.) I’m getting quotes from insurance companies now. I just want to get your take on it as well. Thank you!

[Ken Rishel]

While price is a factor, I would be more concerned about using an agency that specializes in community insurance. There are many things a general agent does not know about our business that could really hurt you in the long run.

• Patrick Ford Stanford & Associates Hindsdale, Illinois (National)
• Dick King Insurance Omaha, Nebraska (Nebraska, Kansas, Missouri, Illinois)
• Kurt Kelly (Mobile Insurance) The Woodlands, Texas (Southeast and South West)
• Barrett & Associates Bloomfield Hills MI (mostly Michigan)

 Between them they insure 80% of the communities.