Seller's agent is not offering my "seller finance" deal to seller...

[Tom P.]

I found a home that I'm interested in. I reached out to the seller's agent to represent me as the buyer's agent too since KY is a dual agent allowable state. I was hoping this would sweeten the deal for him since he could then take double commission by representing me and the seller in the transaction. I submitted an offer and we went back and forth with the seller in the negotiation. Unfortunately no deal as we couldn't agree on the price. A few weeks later, I decided to offer "Seller Finance" at the list price the seller wanted. However, I think our agent is either confused as to what seller finance is all about or refuses to submit the offer to the seller (likely due to the belief that he won't get a commission check in this type of transaction). The agent has ghosted me and won't return my calls or emails. 

Questions for the group:

1. Can an agent refuse to submit an offer on my behalf to the seller? 

2. If no, any advice on what I should say to the agent? I don't want to come off like an a&*-hole but also want to remind him of his agent obligation to both myself as the buyer and to the seller. 

3. Should I just go around this agent and pick a new agent to represent me as a buyer? This way, the seller's agent cannot "refuse" to send my offer to the seller? 

Any help would be great. 

[Russell Brazil]

Quote from @Holly Barrett:

@Tom P.

Am I the only realtor reading this that isn’t a fan of double siding? I know it makes US more money, but I’ve never understood why buyers choose to go this route. You are effectively unrepresented as the seller is still the CLIENT, not you. Isn’t this the #1 route to litigation in real estate transactions? I could be wrong about that. I rarely hear stories of double siding going smoothly without someone getting pissed off.

I know it’s hard to turn away from $$$ but I think I’d rather refer you out and take a referral fee than to double side. Just my two cents.

 I never do dual agency. Buyer is free to be unrepresented if they so choose, but I wont represent some stranger making an offer on my listing.