When and how should I pay holding costs?

[Brandon Clark]

Hey BP,

I'm looking at a rehab analysis worksheet that was created by @J Scott. As I scroll down I see the "Holding Costs" section.

HOLDING COSTS:

Mortgage Payments ($900.00)

Property Taxes         ($600.00)

Insurance                 ($300.00)

Utilities                     ($600.00)

Lawn Care               ($150.00)

Total:                      -$2,550.00

As I know these are estimates but when and what are the best ways to prepare for the holding costs fees? 

I also see a few Selling Costs that i'm not sure when and how the payments would be made(Particularly Home warranty and Termite letter.

SELLING COSTS:

Selling Price                      $130,000.00

Commission To Agents    ($7,800.00)

**Buyer Home Warranty      ($500.00) 

**Buyer Termite Letter         ($50.00)

Buyer's Closing Costs      ($7,800.00)

Seller's Closing Costs      ($200.00)

Total:$113,650.00

I recognize that these are "selling costs" but do I initially request the loan amount to cover my potential  fees? I would rather not pay these out of pocket if possible. I hope this isn't a crazy question.

Thanks in advance

-Brandon