Good neighbor needs help

[Alan Turner]

hey everyone, I've got a great neighbor who's been renting her home for the past couple of years now, single mom, 2 kids, good job as a nurse etc...

Landlord is putting the home on the market and she's wanting to buy it. Realtor told her she couldn't right now, obviously because of her credit, would a hard lender help in this situation? Home last sold for $145k if that helps 

[Paul Bowers]

Don't think a hard money lender would help.  First off I don't believe they typically lend to owner occupants.  More importantly, what will be dramatically different with her credit situation 6 months to a year from now when the hard money loan comes due?  Her best bet may be talking to the current owner about them carrying the mortgage or doing a lease option.