Hello there! I’d love some help on a tricky question. Can my husband and I legally have two separate primary residences? I would like to buy my first home as my primary residence (and live there the required %time), but my husband is required to live in another property as his primary residence as part of an OMI he initiated a year ago. Can I purchase a home on my own as my own primary residence if my husband lives elsewhere? Thanks in advance for your help!
I don't think there is any rule saying that a married couple has to live in the same primary residence. Just be careful, if you aren't really living separately and only doing it for mortgage purposes or tax purposes, then it could be fraud. Otherwise there could be some good benefits to living separately!
Good Luck! Aaron
Are you and your husband living in the same state?
If you are not living in the same state. your individual state tax returns can be very complicated.
Can you, yes. But can you convince a lender/bank/underwriters.... Maybe.