landlord insurance?

[Marci Stein]

I have rented out my first house.I have regular homeowners insurance-
Do i need to change it to landlord insurance?

[John Evan Miller]

Some landlord insurance policies even offer rental income coverage. If your rental property becomes uninhabitable due to a covered loss, the insurance will pay you the rental income you would have otherwise lost. In other words, if your tenants have to move out because of a covered "disaster", a claim on your insurance policy could keep the rental income flowing in for up to 12 months, while the unit is being repaired or rebuilt.