Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime
Buying & Selling Real Estate
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 4 years ago on . Most recent reply

User Stats

138
Posts
55
Votes
Brooks Conkle
  • Flipper/Rehabber
  • Mobile, AL
55
Votes |
138
Posts

Pay Cash for 1 Property or use financing for 4 Properties?

Brooks Conkle
  • Flipper/Rehabber
  • Mobile, AL
Posted

So if I've got $80k cash, should I....

A.
find a discounted property (in my market) to repair, get rented, refinanced, and repeat (BRRRR it's cold!)

or 

B.
Find 4 turnkey rentals (open to any U.S. market) for up to $100k each (assuming I'd have to say byebye to the cash for the down payments).

Would love to hear thoughts on this.


Thanks!

Most Popular Reply

User Stats

1,093
Posts
755
Votes
Mark H. Porter
  • Investor
  • SC NC, VA
755
Votes |
1,093
Posts
Mark H. Porter
  • Investor
  • SC NC, VA
Replied

Ask this exact question in google and you’ll find very detailed scenarios of using leverage and using cash.  The wealth difference of using leverage is huge.  Why not borrow at 3.5% and make 9-13% in the money?

Loading replies...