new at investing need advice

[Alan Marentes]

if i find a multi-family property like apartments and find someone willing to seller finance a good amount of it like 80% or so and find a private lender and put down the remaining 20% and the property itself generates a good cash flow is it a good idea? 

[Joshua Janus]

Quote from @Alan Marentes:

if i find a multi-family property like apartments and find someone willing to seller finance a good amount of it like 80% or so and find a private lender and put down the remaining 20% and the property itself generates a good cash flow is it a good idea? 

You would be better off putting a hard money lender in 2nd position on top of the conventional lender but that is still difficult as you have no stake. That is where private money comes into play!

Find a deal, and the money will come.