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Updated over 6 years ago on . Most recent reply

What search criteria do I select in Listsource to filter for 30, 60, and 90 days late mortgage payment (pre-foreclosure)?
What search criteria do I select in Listsource to filter for 30, 60, and 90 days late mortgage payment (pre-foreclosure)? My choices are "recent added date" or "original recording date". I've tried both and and have come up with zero addresses for both. Date ranges selected were 3/3/2012-3/3/2014, and I tried all preset selections. I appreciate your time!
Most Popular Reply

I tested marketing to 30, 60 and 90 day lates a few years ago, but I didnt go through list source. I went with a company called Blackbook Data. When I was testing, I tested maybe 4 zip codes in areas that might be prone to late payments. For 30 day lates I would get hundreds for just a few zip codes and the numbers went down as I moved to 90 day late.
One of the things I was trying to determine is if I got a 60 day lead how long did it take in real time to turn into a NOD (notice of default). I wanted to know the same thing for 90 day lates. Just because someone is 90 days late doesnt mean they will gt a NOD right away. I tracked things for 6 to 8 months and found something very odd. None, not one, of the 60 or 90 days lates ever turned into a NOD. I was actually checking my purchased leads against the new NOD's that were recorded daily.
Im guessing there are about 50 to 60 new NODs a week in SL County.