6 months of expenses saved up for MF's

[Clayton Swansen]

Hi all! Has anyone had an issue with lenders saying that you need to prove at least 6 months of expenses saved up when buying a multi family (duplex) property with a VA loan? As I understand it, a 2,3, or 4-plex is viewed in the legal sense as the same as a SFH. So if I am not required to have that for a SFH, why must I show it for a MF? Something doesn't jive here. Any insight is appreciated!