Difference between special warranty deed and grant deed

2 Replies


I'm interested in purchasing a foreclosure property and the seller is selling the home with a "special warranty deed". What's the difference between a "special" and "grant" deed that is sold with most properties? 


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I believe that, in a grant deed, the seller won't defend the title against third party claims.  Although, unlike a quit claim, they have disclosed any liens against the property.  So it's weaker than a special warranty deed which guarantees there are no issues that arose during the seller's ownership.

Like Account Closed says, just make sure you have title insurance.  If the seller isn't providing a policy, get your own.  Pay attention to any exceptions.

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