I’m 19 and saving every penny I can for my first hopefully brrrr property. What would be a good amount of capital to start off with for a first property?

Househack with an FHA loan. Live in it for a year, rent it and repeat or live in it 2 years and sell. Get roommates or buy a duplex for even more income while you live in the house.

It depends on the deal you find, the amount of rehab needed, you're going to need at least 25% on the downpayment in these times to even get a loan and buy credits on top of that to get a good low interest rate. You will also need to show proof of cash reserves to your lender if you go with a conventional loan. For a sub $100K house with a low rehab cost of $5K with 25% down - $24,500, cash reserves for me at least $10K. So on a conventional loan, at least $40K, $50K would make you sleep better at night.

Your greatest investment and the greatest return is yourself. Take care of that first. If doing Brrrr Properties is your investment in yourself, then lets work backwards. Type of loan and downpayment: What type of loan will you use and how much do they require you invest? Example: Bank say 35% down on $100,000 then you need $35,000. Or 10% on $100,000 then you need $10,000. Since your doing a Brrrr and you are still learning how to estimate costs and see issues, you need "extra" cash around you, otherwise you might get stuck with a nice house, but a bad roof you hadn't planned on, with no money to fix. a. Figure out your financing, to determine how much down payment you need. b. Pick an easy Brrrr for your first one so you don't get burned with "extra" hidden costs.

What is a reasonable amount of cash to start investing?What is a reasonable amount of cash to start investing?

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