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Updated about 10 years ago on . Most recent reply

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603
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130
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Adam Craig
  • Investor
  • Cleveland, OH
130
Votes |
603
Posts

Can I get roof replaced with insurance?

Adam Craig
  • Investor
  • Cleveland, OH
Posted

3 weeks ago I had my own roof replaced because of wind damage. I got a $8000 roof for $750 deductible. 

I just had my contractor tell me the rental property I acquired last year needs a new roof and it looks like there is definite wind damage. Would it be a good idea to try and get another roof in such a short amount of time? Could they drop me?

My own home is through nationwide - I have 11 single family rental homes all on a commercial insurance policy though nationwide but covered by 3rd party.

Most Popular Reply

User Stats

431
Posts
194
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Ingrid J.
  • Investor
  • Norway (Europe)
194
Votes |
431
Posts
Ingrid J.
  • Investor
  • Norway (Europe)
Replied

I recommend you consult your insurance advisor about this.

I am no expert, but having spent the past five years working with insurance both in the U.S. and in Norway I can tell you that wind damage is not just wind damage to insurance companies. 

Claim handlers usually wanna know much much wind we're talking about, and have set matrixes to determine whether the wind can be filed under "extreme weather" or not.

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