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Michael Volek
  • Investor
  • Arlington, TX
92
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114
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Is It Possible To Refi VA Into FHA Loan?

Michael Volek
  • Investor
  • Arlington, TX
Posted

Let's say I have two properties, each acquired using the VA home loan, and I want to keep them both. I want to get my VA eligibility back on one of the homes in order to use it to acquire another home, but the problem is I only have about 8% equity on the home I want to refinance, which is worth 130k. Since I have such low equity, a conventional refi is out of the question as I don't have the money to reach the 20% mark. I do, however, have the 3.5% necessary for an FHA, but I don't know if it's within the realm of possibilities to do that. Is it possible to refi into an FHA?

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