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Updated almost 16 years ago on . Most recent reply

Terry Royce's profile image
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Terry Royce
  • Real Estate Investor
  • from Baltimore, Maryland
  • Member since Jan 13, 2008

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Terry Royce's profile image
Terry Royce's profile image
Terry Royce
  • Real Estate Investor
  • from Baltimore, Maryland
  • Member since Jan 13, 2008
Terry Royce
  • Real Estate Investor
  • Baltimore, MD
75
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General Real Estate Investing

Assuming a Mortgage

Terry Royce
  • Real Estate Investor
  • Baltimore, MD
Posted

What process is it to add someone to a mortgage note, or have someone take over a note?

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Jon Holdman
Jon Holdman#3 Real Estate Deal Analysis & Advice Contributor
  • Rental Property Investor
  • Mercer Island, WA
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Jon Holdman#3 Real Estate Deal Analysis & Advice Contributor
  • Rental Property Investor
  • Mercer Island, WA
ModeratorReplied

Unless this is a very old loan (1987?) or a commercial loan, it just cannot be done. Almost all residential loans are non-assumable. The only way for a borrower to get off a loan is to pay it off.

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