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Updated about 2 years ago on . Most recent reply

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Anthony Freda
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Andrew Postell
#1 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
  • Lender
  • Fort Worth, TX
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Andrew Postell
#1 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
  • Lender
  • Fort Worth, TX
Replied

@Anthony Freda are you talking about buying your primary home?  Or an investment property?  Or like commercial, apartment complexes?  Each one will have different rules to it...and as mentioned above, some techniques won't allow financing a downpayment.  Keep in mind that if you purchase an investment property right now, you aren't cashflowing...well, unless you have 40% down or something...so, if you cannot cashflow at 25% down, or 75% financing...how would you cashflow at 100% financing?  You are borrowing 100% of the value of the property.   Even on our own, primary homes, we don't do that.  We, as investors, are usually trying other techniques so we DON'T have a downpayment...because if we financed that downpayment, we would be REALLY negative on a property.  

Certainly willing to answer your question if you had a specific scenario in mind. I can also share with you different techniques to borrowing/partnering...but those alternative methods I was talking about (like the BRRRR Method) are what most of us focus on.

Hope all of that makes sense. 

  • Andrew Postell
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