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Updated 11 months ago on 01/09/2025. Most recent reply

Account ClosedPoster

Private Lending & Conventional Mortgage Advice

Non QM lending

Account ClosedPoster

Posted December 24, 2024 10:05

Hi all,
I am newer to this website and community.

quick question for everyone. I have multiple properties and am thinking of just doing non qm loans moving forward. I don’t want the hassle of conventional lending. It only seems like 1.5% difference.

thoughts?

P&L, Bank Statement, DSCR etc

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Erik Estrada

#1 Questions About BiggerPockets & Official Site Announcements Contributor

Lender

Erik Estrada

#1 Questions About BiggerPockets & Official Site Announcements Contributor

Lender

Replied December 26, 2024 05:17

The main hassle of conventional lending is being able to provide proof of income and seasoning. What exactly are you experiencing difficulty with?

DSCR loans are great! But I would suggest exploring all options to make sure you are getting the best rate and terms. The PPP and points on a DSCR loan can be costly.