Looking for some $ in florida.

[Jesse O.]

Hi all, first post here. I've been lurking and listening to the pod cast for about a year now, but finally am a real member!

I will give some back ground first, I've been investing lightly for around 10 years. In that time I flipped a couple of homes, and have acquired 2 SFR's & a duplex that I rent out. My primary home had a fair amount of equity which I got a HELOC on (~200k) and used to buy 1 of my SFR's and my dulpex. I'm looking to add another property that I found, but am short a bit of cash to be able to do an all cash deal on it (I do have some time to get it, ~ 30 days).

I think my best bet right now is to refinance either my duplex, or SFR that have no liens on them and use that cash, does that seem like the best option to you all? I've been sitting on the HELOC as the APR is only 2%, so all mortgages look expensive to me right now, and I REALLY REALLY hate closing costs, they have always really irked me for some reason!!

So now that I got that out of the way, my question for you all is do you recommend any other ways for getting cash? Since it is a long term deal, I don't think I have many options which leads me to the question:

Any recommendations for lenders in the central FL area that would do a cash out refi on a rental, and be able to close it in less than 30 days, that are not crazy with fees? I've heard RP funding may be able to help, so I plan on calling them tomorrow. Anyone else I should be talking to?