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Updated almost 11 years ago on . Most recent reply

Joe Hernandez's profile image
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Joe Hernandez
  • from Tampa, Florida
  • Member since Jun 6, 2014
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Joe Hernandez's profile image
Joe Hernandez's profile image
Joe Hernandez
  • from Tampa, Florida
  • Member since Jun 6, 2014
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Joe Hernandez
  • Tampa, FL
3
Votes |
19
Posts
Private Lending & Conventional Mortgage Advice

Refinance

Joe Hernandez
  • Tampa, FL
Posted
If I were to refinance my house that I currently live in would it complicate things for me when I start REI? Can anyone recommend a good lender? Thanks.
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Brant Richardson's profile image
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Brant Richardson
  • Investor
  • from Santa Barbara, CA
  • Member since Sep 15, 2013
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Brant Richardson's profile image
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Brant Richardson
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  • from Santa Barbara, CA
  • Member since Sep 15, 2013
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Brant Richardson
  • Investor
  • Santa Barbara, CA
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Brant Richardson
  • Investor
  • Santa Barbara, CA
Replied

If you are pulling out your equity and increasing your debt then you are increasing your debt to income ratio, one of the main parameters lenders look at. Sometimes its worth it, like if you are planning to use that money for another investment which will make substantially higher returns than the interest you pay.

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