Lender Offers to Waive 5-Year Call Option...For a Price

[Matt Schelberg]

My lender is offering me a 25-year mortgage on my rental property.  I can choose from 2 options:

1. 1) 6% fixed with 5-year call option (they can call the loan due at any time after 5 years)
2. 2) 6.75% fixed with no call option

Interested to get the opinion of the BP community on this.  Which one should I choose?

[Account Closed]

if you plan to keep the property go with option 2 although I have no information on the cash flow,value etc