So I searched for old topics covering HELOCs and Equity Loans on investment properties and much of what I found was for investors bigger than myself with multiple properties. I only have a duplex but there is a ton of equity in it that I would like to pull out and could safely do so without breaking a 75% LTV threshold. The problem I'm having is that even my smaller, local banks, refuse to take these second positions if it's not your primary residence. I'm not interested in commercial financing. Does anyone have experience working with a national lender or know of one that will provide a second position on an investment property up to 75-80% LTV?