Hard Money loan what to ask

[Jose Guevarra]

Hi, I'm applying for my first hard money loan. I've spoken to this HML over the past year but this is the first time I've gone this far with this lender. Other than the loan details like LTV, rate, and points, What other things should I ask the HML? What are some redflags.

[Brian Garrett]

Make sure they don't ask for any cash up front.

Any points should be taken from the loan at closing.