Other options outside of 20-25% down?

[Dustin Zenz]

I have talked to 4 different lenders regarding loan options for non-owner occupied properties. None of the lenders that I have talked to can offer me a down payment less than 20-25%. I am trying to cash flow the property as much as possible, but don't want 50-80k for a down payment. Is my only option to put 20-25% down? Are there any loans that investors commit to that do not require 20-25% down? Any suggestions?

[Kiera Underwood]

@David Lorenz it's only SF. Multifamily is still 25% down. Rates are competitive though! Sub 4% with no buy down.