Financing a House-Hack

[Merrick Wessels]

Whatsup BP!

I’ve been reading the forums and books for a while now as well as watching the podcasts, but this is my first post!

I’d like to ask for some advice on my current situation. I’m 18 years old and I’ll graduate high school in just a few weeks from writing this. I live in a small-ish town with about 60,000 people in the area, and a decreasing population too. I’m looking to house-hack into a new larger and growing city.

I've looked over the numbers of multiple markets and have a few in mind, but my question is about financing. I have plenty of savings for a reasonable down payment from odd jobs and small business ventures, but not 2 years of employment history for the traditional FHA qualifications.

I recently got licensed for a well paying insurance job so I could work for two years to qualify, but I’d like to move into a house-hack ASAP.

I’m familiar with hard money, portfolio lenders, subject-to, and all the other creative stuff. but I’d like to get some opinions on how you guys would approach this situation in my shoes.

thanks a ton everybody :)