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Private Lending & Conventional Mortgage Advice

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Max Mavec
  • New to Real Estate
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Getting a mortgage when living and earning outside the US

Max Mavec
  • New to Real Estate
Posted Nov 16 2021, 19:06

Hello everyone,

I am a US citizen who lives and earns my income outside of the United States. I am working on starting my real estate investment path but I have run into a snag related to lending and mortgages. I have tried applying with a few different banks but have run into the same problem: They don't want to lend to me because my income is not from the US and I am not issued a w2. I have money saved for a down payment and more saved to use as proof of funds.I want to note that I have been filing my taxes in the US for the past 4 years and I also have a proof of income statement from my current employer. I also have my pay slips from my previous employer along with 1 years worth of tax information from my current host county.

If any of you have been in this situation before or have any advice how to proceed I would love to hear it.

Thanks

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