Getting financing as a college student

[Codey Wendel]

Hi everyone. I am currently a junior at Ohio State but am eager to get started in Real Estate, preferably before graduating. Is it possible to get financing as a college student? I know most lenders require you to have a full-time job, but I am unsure if there are any creative options out there.

My finances are in pretty good shape. I have been saving for a down payment and have a decent size cash reserve. My credit score is fair as well. I am currently working full time but will transition to part time once school rolls around. I am also in the Army National Guard, which is another stream of income. Not sure if that would help my case or not. Thank you in advance.

[Remington Lyman]

Quote from @Codey Wendel:

Hi everyone. I am currently a junior at Ohio State but am eager to get started in Real Estate, preferably before graduating. Is it possible to get financing as a college student? I know most lenders require you to have a full-time job, but I am unsure if there are any creative options out there.

My finances are in pretty good shape. I have been saving for a down payment and have a decent size cash reserve. My credit score is fair as well. I am currently working full time but will transition to part time once school rolls around. I am also in the Army National Guard, which is another stream of income. Not sure if that would help my case or not. Thank you in advance.

I would chat with a lender. You could always go the DSCR rout. Happy to meet with you and talk real estate. I graduated from The Ohio State University in 2016 and got into REI in 2017