Creative Financing Alternative to MLS Listing. (Personal Home)

[Hector Beltran]

My house has been for sale on the MLS for about 90 days. I'm looking for other creative ways I can sell my house. I started a real estate investing company a few years ago but don't have the capital to buy my house on my own. I know all about Hard money and private money lenders, but I am wondering is there is a lender out there that could lend me money to buy my own property under my business name and turn it into a rental all while paying market price on my home? I would like to find a lender who can approve me based on the property and what it will bring in monthly as a rental rather than on my personal finance and credit. Any advice would help. Thanks in advance.

[Chris Seveney]

Quote from @Hector Beltran:

My house has been for sale on the MLS for about 90 days. I'm looking for other creative ways I can sell my house. I started a real estate investing company a few years ago but don't have the capital to buy my house on my own. I know all about Hard money and private money lenders, but I am wondering is there is a lender out there that could lend me money to buy my own property under my business name and turn it into a rental all while paying market price on my home? I would like to find a lender who can approve me based on the property and what it will bring in monthly as a rental rather than on my personal finance and credit. Any advice would help. Thanks in advance.

If it has been on the market for 90 days its probably overpriced. What you are referring to is a DSCR loan which the lending companies do provide, they do require decent down payment and it must have good cash flow.