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Updated over 9 years ago on . Most recent reply

Joe Doman's profile image
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Joe Doman
  • Investor
  • from Canton, Michigan
  • Member since Oct 21, 2014
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Joe Doman's profile image
Joe Doman's profile image
Joe Doman
  • Investor
  • from Canton, Michigan
  • Member since Oct 21, 2014
Connect
Joe Doman
  • Investor
  • Canton, MI
32
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131
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Creative Real Estate Financing

Hypothetical Financing Scenario

Joe Doman
  • Investor
  • Canton, MI
Posted

Hello all, I wanted to check in with the community to see if the following scenario is even possible:

If a seller is willing to carry back a portion of the purchase price but wants a substantial down payment, can I go to a bank to get financing for the down payment? 

Say the purchase price is 150K, seller wants a 100K up front and the remaining 50K will be paid off in monthly principal payments. Can I go to a bank and say the purchase price is 100K and leave out the 50K seller financing piece. Is this legal? Ethical? -Would like to hear your thoughts. Thanks!

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