Can we finance the down payment on a commercial property?

[Paul Williams]

I own an office/retail/etc. commercial building that I would love to get rid of.  Some of the potential buyers don't have the money for a down payment or they don't want to spend the money for a down payment because they wouldn't have money to remodel the building to their tastes/needs.  Can I offer to finance the down payment for them so they're only in the building for closing costs?  My thinking is to offer the same terms as the bank is offering the buyer and do a second lien on the property.  Then I could get rid of it, potentially at a higher price (since they don't need a down payment), and just worry about a small payment from the buyer for a long time.  Is this legal? Any suggestions/advice/concerns? I appreciate any insight.

Details about the building:

3000sf at the intersection of two busy state highways in a small town (Llano, TX)

$172,500 asking price

building needs work inside- new carpet, paint, some new siding, but nothing major