How do you structure your seller financing when you're the buyer?

[Eric Armstrong]

I know there are hundreds of ways to be creative but I'm looking to keep it simple. How would you offer on a home in this situation? Specifically looking to offer multiple options to seller. Seller would be willing to take 20k cash but I don't have and haven't been able to get that much. House is probably worth 40k as is, needs less than 5k to have rent ready and will rent for 900/mo. Thanks for your input. Eric