Having trouble refinancing using the BRRRR because of DTI

[Vince Gethings]

Hi BP folks, 

I am looking for some creative ideas to refinance an SFR I just BRR'd.

Here is the back story. 

I have a fourplex and a duplex that I bought last fall (2016) both are fully occupied. I wanted to try the BRRRR strategy, So I bought an SFR in my LLC, rehabbed it, and will be renting it out in the next couple weeks. I went to seek financing and all of the banks and CU's I spoke to won't refinance it because my DTI is too high, due to the loans on the fourplex and duplex. I showed them my rent roll and leases and they wouldn't accept that income because I haven't had them long enough to file taxes on them.

I could quick claim the house into my name to seek conventional financing, however, I would rather keep it in the LLC, and the ARV of this house low ($53,000), which will make conventional financing tougher.  

Any idea's to refinance this house to pull my construction costs out? 

Here are the numbers:

Purchase price: 22,000

Rehab costs: 18,000

ARV: 53,000

I would like to score 80% LTV financing or 42,000

Thanks for your time, have a great night!

Vince G