Financing a group of duplexes (8 units)

[Jacob Phillips]

Super hypothetical, BUT:

I’ve been obsessing over a group of duplexes in their own cul de sac in my hometown. 8 units total. The current ask is too much and I’m new to the game, but my primary question is:

What are creative ways to finance this if I could negotiate it into a deal? Not necessarily specifics, but just angles I could take. From my understanding, FHA only works up to 4 units, and since it's four separate buildings that seems to be a moot point.

Of course, owner financing would be awesome. But are there any other approaches a new investor could take in this situation? Is there some loophole or creativity that could allow an owner occupied situation even though it’s four different duplexes. They’re being sold as a bundle. From what little I know, and I could be wildly misunderstanding something, but it seems I could try to find some blend of a portfolio loan and owner financing; but would lenders consider that for a new guy?

***This is not a deal yet. I don’t know rents or expenses or tenant info or any of that. Just trying to get my eyes on properties and don’t want to rule anything out. As a newb I’ve kinda restrained from gathering too much information on it because i don’t know how to even begin to explore financing. I was hoping to get suggestions or brainstorms here and then use that as a catalyst to learn more about the property.***

Thank you all so much for your time and input