FHA loans and primary residence

[Justin Williams]

Is there any way to get around having to live in the home as a primary residence? and if not how much of the time would you have to be there?

[Dan Weber]

One way to get around the FHA requirements for primary residence would be mortgage fraud. On a more helpful note - you need to live there for 12 months. Most financing options that have low barriers to entry (low down payments) are going to have some sort of owner-occupied stipulation.