HELOC Credit Impact (100% Loan to Value)

[Joseph Van Fleet]

Hello,

I'm considering a 100% loan to value, home equity line on my primary residence.  It would give me access to around $80k.  

Would this have a negative effect on getting future conventional loans if I didn't use the credit, just had it available?

Right now I have 5 rentals and would like to get a couple more single fam or small multi in the next year or two.  Just trying to be careful to avoid issues down the road with financing.

Thanks a million for any comments or suggestions!

Joe