Best Louisiana Investment Property Loans (DSCR Loans) - Easy Street Capital

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for The Pelican State! We offer industry leading Hard Money and DSCR Loans for every type of Louisiana Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Louisiana DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Louisiana Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Louisiana Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real estate investors seeking both cash flow and appreciation are drawn to Louisiana, as it offers affordable property values, a favorable tax environment, and a wide range of market opportunities. The Bayou State is highly regarded among investors, and Easy Street Capital takes pride in being a top provider of rental loans in Louisiana.

Types of Investment Property Loans for Louisiana Real Estate Investors

When it comes to real estate investing in Louisiana, there are many unique markets and types of investment property loans to choose from. For investors that like to get their hands dirty, renovating older properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a speedy profit or follow the BRRRR Strategy by renting it and refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are live or rent-ready and require no rehab. These could be used as long-term, medium-term or short-term rentals. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. If historical patterns continue, rents and appreciation increase steadily each year. Thus, if history is an indication, debt costs stay the same while cash flow increases! This can lead to financial freedom and long-term wealth.

Louisiana: A Landlord-Friendly State

One of the main reasons real estate investors that utilize rental loans like Louisiana is that it’s a landlord-friendly state. Owners of rental properties, such as typical DSCR Loan borrower, are secure investing in the state. Unlike some other states, Louisiana does not have any form of rent control. This means rental property owners are free to set rents at whatever level the market will bear. This can be an advantage for landlords who are looking to maximize their profits.

Louisiana law allows landlords to terminate a lease agreement and evict a tenant with a five-day notice if the tenant fails to pay rent on time or violates other terms of the lease. These factors combined make Louisiana an attractive state for real estate investors looking to become landlords with long-term rentals.

Where To Invest In Real Estate In Louisiana

Louisiana is a favorite market for real estate investors because of its unique options. New Orleans is the largest city in Louisiana and is home to Tulane university and the infamous Bourbon Street. Baton Rouge, located near the Mississippi River, is home to the flagship university, Louisiana State University and is the capital of the state. Shreveport is the third largest city in the state and the commercial center of the Ark-La-Tex region. Lafayette is the fourth largest city in the state and is known for its amazing southern cuisine and calendar full of festivals. Finally, Grand Isle is located in the Gulf of Mexico, and another great market for short term rentals, with beaches and fishing for visitors.

Read The Full Article Here!

Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in Louisiana? We are looking for trusted professionals in Louisiana to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Stephen Keighery]

Awesome. I will get you to quote my next BRRRR