Commercial portfolio loan?

[Matt Ridenour]

Hello BiggerPockets fam!

I'm at BPCon this week and I'm striking out on my biggest need of the week.  BTW what an awesome event!  First time attending but won't be the last.  

My wife and I are small time investors.  We have about 4 million in mortgaged assets, but about 2 million in mortgages.  We do our own construction work which is how we build our equity.  

I'm looking for a commercial portfolio loan that wraps these properties into one loan, with the excess equity available as a line of credit.  I don't want to cash out refi because I don't want to store the cash and pay for it.  All I'm looking for is a pool of money I can use as a line of credit against my equity so that I can move quickly for fix and flips.  

Anyone have suggestions?

Thanks so much in advance!