Looking for fire/theft insurance to cover ADU build, then general policy afterward

[Damon Silver]

We're looking to build a detached ADU behind our existing duplex in Corvallis. Because we already have the duplex, our existing insurer State Farm won't cover an additional structure, so we're looking for a carrier to:

- Provide fire/theft coverage during the build

- Provide 1-2 policies to cover both structures once the build is complete and has passed all its inspections

We've already been in touch with Obie, but we're wondering whether anyone has other recommendations for comparison shopping for during the build, after it, or both.

Thanks in advance!