I know it's easy for me, as a hard money lender, with many years in my business to tell everyone else to stay away and not join the competition, but I'm really not saying "don't do it" for me. I'm saying it for you!

Hard money lending is a business. It requires a full time effort, compliance, and a lot of cash! Think of it like buying a McDonalds. You'll need $1,000,000 to get started and then you'll need a year or two of potentially no earnings.

Different from a McDonalds (well maybe, since I've never owned one, I don't know) with a hard money lending company, your first two years will be fraught with scammers trying to steal your money and borrowers that have no intention on paying you back. This will happen no matter how smart you think you are! After the first couple of years losing money, you'll figure out which borrowers to lend to, how to avoid fraud (most of the time), and how to make money as a HML.

SO:

You can either become a hard money lender yourself, which requires starting a company, website creation, legal assistance, program creation all to find yourself marketing a product that you have possibly little experience in, and potentially losing money for awhile . . . OR . . . you can work with a hard money lender that has been through all of that, knows what they are doing, and could use your funds to reimburse the loan money they've disbursed, and you can ask them to part with their performing mortgage notes. This allows you to make money like a hard-money lender but as a passive investor instead, avoiding the dangers, expense and pitfalls.

I have created over 4000 hard money loans and sold the same amount of performing mortgage notes over the last six years. The loans are repaid within three years and the return is a simple 12% interest annually (paid monthly) through a fantastic servicing center. Buy a note for $30,000 and make $300 per month - $3,600 a year!

Buying my performing mortgage notes will allow you to BE THE BANK without actually buying the bank!

Connect with me, provide your email address, and I'll send you some more information. I don't have any available notes right now, but I would be happy to email you and let you know when the next one comes available. Thanks!

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