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Updated 2 days ago on . Most recent reply

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Floyd Bundrant
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Where do you store your rental property emergency fund?

Floyd Bundrant
Posted

Currently I keep a 6 month reserve in a HYSA. What are your strategies to max yield and liquidity?

  • Floyd Bundrant
  • Most Popular Reply

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    184
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    Rob K.
    • Encinitas, CA
    247
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    Rob K.
    • Encinitas, CA
    Replied

    I like keeping property reserves in a brokerage account where I continuously roll them over into US Treasury T-bills at government auctions ranging from 1 to 6 months in duration. If you are in a high tax state like California, the treasury exemption from state taxation on interest can be beneficial.

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