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Updated about 9 years ago on . Most recent reply

Carol Donaldson's profile image
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Carol Donaldson
  • Wholesaler
  • from Zephyrhills, Florida
  • Member since Sep 14, 2015
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Carol Donaldson's profile image
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Carol Donaldson
  • Wholesaler
  • from Zephyrhills, Florida
  • Member since Sep 14, 2015
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Carol Donaldson
  • Wholesaler
  • Zephyrhills, FL
5
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Personal Finance

Help with interest only calculations

Carol Donaldson
  • Wholesaler
  • Zephyrhills, FL
Posted

Hi,    Could someone help me with how to deterimine a calculation for an investment property?   I'm looking for the formula for a 30% down, 10% interest only for 3 years, on a 5 year note.  

Any help would be appreciated.

-Carol

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Frank Jiang
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  • from San Diego, California
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Frank Jiang
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Frank Jiang
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  • San Diego, CA
Replied

Well your monthly payment for the first 3 years is 10%/12 times the loan balance so that part is easy to figure out.

The other part depends on how the loan is amortized in the remainder of its duration, whether it's regularly amortized or ballooned or whatever.

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